This Terms of Use Agreement (the "Terms of Use") is a binding contract between you and Manarin Investment Counsel, Ltd. (referred to as "Manarin").  It governs your use of this website and all products, services, content, tools and information available through the website (referred to collectively as the "Site" or the "Site Content").  

Acceptance of the Terms of Use and Any Amendments

Please read the Terms of Use carefully.  By accessing, browsing and/or using this Site, you acknowledge that you have read, understood and agree to be legally bound by the Terms of Use.

These Terms of Use are in addition to any other agreements between you and us.

Your use of this Site is governed by the version of the Terms of Use in effect on the date this Site is accessed by you.  We reserve the right to change the Site and the Terms of Use at any time, without notice.  If you use the Site after the amended Terms of Use have been posted, you will be deemed to have agreed to the Terms of Use, as amended.

No Solicitation

This Site is provided as a service, and for informational purposes only, by Manarin.  Nothing on this Site shall be considered an offer to buy or sell or a solicitation of an offer to buy or sell any security, or any other product or service referred to in this Site.

No Investment Recommendations or Professional Advice; Use of Tools

This Site is not intended to provide any tax, legal, insurance or investment advice, and nothing on the Site should be construed as a recommendation, by us or any third party, to acquire or dispose of any investment or security, or to engage in any investment strategy or transaction.  While certain tools available on the Site may provide general investment or financial analyses based upon your personalized input, such results are not to be construed as our providing investment recommendations or advice. Unless otherwise specified, you alone are solely responsible for determining whether any investment, security or strategy or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.  You should consult an attorney or tax professional regarding your specific legal or tax situation.

Manarin Investment Counsel, Ltd. Notice for Certain U.S. Investors

This Site has been published in the United States for residents of the following states only:  AZ, CO, IA, NE, NJ, and WI.  This Site is not intended for use by, or to provide any information to, investors outside of these states.  Investors outside of these states may be subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this Site.  No security, investment advisory service, or other product or service will be offered or sold in any jurisdiction in which such offer, solicitation, purchase or sale would be contrary to the securities laws or other local laws and regulations.  Manarin Investment Counsel reserves the right to require proof of residence from any user accessing the Site and requesting information.

Nothing on this Site shall be construed to be a solicitation to buy or an offer to sell any security, product or service to any investor not in the above states, nor shall any such security, product or service be solicited, offered or sold in any jurisdiction where such activity would be contrary to the securities laws or other local laws and regulations, or would subject Manarin Investment Counsel or any of its affiliates to any registration requirement within such jurisdiction.

Links to Other Web Sites

As a convenience to you, this Site provides links to other web sites.  The inclusion of any such link does not imply any type of endorsement by Manarin of the linked site, its operators or any of the content, advertising, information, links, products, services or other material available on or through such sites.  Manarin has no control over the linked sites and is not responsible or liable for any content, advertising, information, links, products, services or other materials available on such sites.  Manarin is not responsible for the privacy practices of these linked sites.  Manarin shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, advertising, information, links, products, services or other material available on or through any such linked site.

Security and Use of Password

Certain additional information and services available on this Site are accessible to you if you have been provided with a user ID and password ("Password User"), including access to Pyramid I and Pyramid II Fund information.  Use of the additional information and services shall be subject to additional terms and conditions.  You, as a Password User, are solely responsible for (1) maintaining the confidentiality of the password and user ID, and (2) all activities that occur by users of the password and user ID.  The Password User shall immediately notify Manarin of any loss or theft of the password, or if the confidentiality of the password has otherwise been compromised in any way.  Manarin will not be responsible or liable for any loss, expense, or damage arising in any way from use of the password and user ID and/or the accessing of information or materials therewith.

Site Ownership and Restrictions on Use

Manarin and/or its licensors own all rights, title and interest in the Site Content, including all copyright, trademark and other intellectual property rights therein.  Except as otherwise provided for herein, you may view, download, print or distribute the Site Content for your personal and non-commercial use only, provided you do not obscure or remove any copyright or other notices.

Important Restrictions on E-Mail Communication

This Site enables you to electronically communicate by sending electronic ("e-mail") messages to Manarin and/or its employees and representatives.  In your use of this Site, you agree not to use e-mail to give Manarin any instructions for your account(s), to place orders to purchase or sell a security or to transfer funds.  You may not use e-mail to provide Manarin with any other personal credit information, to give notice of a change of address, to give instructions to change or confirm your password, or to give Manarin any time-sensitive instructions.  Manarin shall not be responsible for following the instructions of such e-mail instructions, regardless of when Manarin receives them, and cannot guarantee it will take any action as a result of having received such instructions.  Manarin shall not be liable for any actions taken or any omissions to act as a result of any e-mail message(s) sent to Manarin and/or its employees and representatives.

Disclaimer and Limitation of Liability

You acknowledge and agree that this Site is provided on an "as is" and "as available" basis without any warranty of any kind, express or implied.  None of Manarin Investment Counsel, Ltd. or its respective officers, directors, employees or representatives (collectively the "Manarin parties") guarantees the timeliness, accuracy, availability, reliability, completeness, or usefulness of any of the Site.  None of the Manarin parties warrant that this Site or downloads or hyperlinks through this Site are free of computer viruses or other harmful elements.  Periods of volatile or unusual market activity, in particular, may affect systems availability or response time.

In no event shall the Manarin parties be liable for any direct, indirect, punitive, incidental, special, exemplary, consequential or any other damages whatsoever arising out of or in any way connected with (1) the use or performance of the Site or any hyperlinked site, (2) the delay or inability to use the Site in whole or in part, (3) any reliance by you on information provided on or through this Site or any hyperlinked site, or on the reliability, accuracy, completeness, sequence or timeliness thereof, (4) any use by you of e-mail, or (5) termination or modification by Manarin of the Site or any services or information provided thereon.  Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

In addition to and without limiting the foregoing, the Manarin parties shall not be liable for any harm caused by the transmission, via use of the Site, of a computer virus or other computer code or programming device that might access, modify, delete, damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner the operation of any of your software, hardware, data or property.

Use of this website signifies your agreement to the Terms and Conditions of Use.

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